Creditworthiness taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Your pocket guide to understanding financial terms Financial Literacy Programme A NALA/EBS Partnership This is a Finance vocabulary Crossword Puzzle and Word Search that is suitable for introducing key words to learners. It offers the same financial services as a bank Credit Union Allow customers to get cash and conduct banking transactions ATM An account that allows you to deposit money and write checks on that account. There are 20 financial terms contained within the crossword. a bank employee. $50.00. a place where many transactions take place; many buyers and sellers. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. Personal Finance Vocabulary. The following is a personal finance crossword puzzle that focuses on the basics of investing, the Financial Independence Community, and key terminology you should be familiar with. Start studying Unit 9: Financial Literacy - Personal Finance Basics. Terms in this set (28) Personal Finance. Debt Consolidation a law that protect consumers from being discriminated against due to race, sex, marital status, religion or age when obtaining credit. The name of the British currency. Credit History an analysis made by a lender about a consumer's riskiness as a borrower. ARM An account held by an impartial third party on behalf of two parties in a transaction. Banking and Finance Vocabulary. financecharge Consumers or businesses seek legal assistance when bills cannot be paid. This crossword, Personal Finance was made with our free online crossword maker. Answers are included. Learn. $25.00. Created by. A man (or woman) who works in a bank. Size 20 questions. It will open in a new tab and you can download and print it from there. Annual Percentage Rate the recording of financial transactions and exchanges. Can be used for ESL, Workplace Training or general English. networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Income Pay out (money) in buying or hiring goods and services. Spell. Terms in this set (29) checking. Credit limit A financial institution's evaluation of an individual's ability to manage debt. Bundle . An equity holding in a company. income before you pay taxes. Fabrizio Civics Vocabulary. ESL Banking Vocabulary Exercises. Test. Add, edit, delete clues, and customize this puzzle. It’s the umbrella term for everything is takes for you to be financially successful. Personal Finance Crossword Puzzle Bill Field 2020-11-16T02:20:12-08:00. This crossword puzzle features 20 important financial vocabulary terms about buying a home. Ages: 8+ Simple words to describe the core … 19. The students then race to identify the vocabulary. Copyright © 2021 WordMint LLC. Use of the principles and techniques of corporate finance in an individual's money affairs. 1. To get started, click on the puzzle below. 16. Solve the vocabulary crossword puzzles for: Personal Finance- Obj. Part II: Warm-up . Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Gravity. Ask students if they have any questions about the terms used in the vocabulary worksheets. Fixed-rate mortgage Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Verification of a company's accounts. Personal Finance Economics Vocabulary. Personal Finance Vocabulary Cloze. 12. DOWNLOAD THE CROSSWORD PUZZLES. take money out of the bank. PLAY. Debitcards A payment made to a professional person or to a professional or public body in exchange for advice or services. Down; 1. how much you own: 2. goals achieved within a few years (college, vacation, home, etc.) Incentives. 7. Our free online crosswords for the vocabulary list, Personal Finance , are just a taste of our online study tools! So test your financial vocabulary with this themed vocabulary crossword. Assetallocation Commonly referred to as fixed-income securities. Credithistory A bank account equally shared by two or more people Jointaccount Charged by a credit card company each year for use of a credit card. A really fun way to review vocabulary at the end of the lesson or the week is to mix up the letters of each word. This crossword puzzle features 20 important financial vocabulary terms about checking and banking. Personal Finance Crossword. Personal Finance Vocabulary Exercises. STUDY. Learn. Annual Fee The yearly interest rate charged on outstanding credit card balances. Personal Finance Crossword Review Answers Word Bank - Barter, Budget, Compound Interest, Consumer, Debt, Demand, Equilibrium Point, Financial Investment, Income, Inflation, Interest, Investing, Real Investment, Savings, Simple Interest, Spending, Supply Across 7. These crossword puzzles are a fun and engaging way to learn about personal finance. a bill that is paid regularly; amount remains the same each time. All Rights Reserved. Difficulty: Beginner. 3. The amount is transferred immediately. Hilar. Bankruptcy An amount owed Debt, a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate the annual rate that is charged for borrowing Annual Percentage Rate a card that allows customers to access their funds immediately from their checking account Debit Card a card that can be used at a store, restaurant, online, etc. A word search puzzle by PuzzleFast Instant Puzzle Maker (Puzzle 20141027890115) This crossword puzzle, “ Personal Finance, ” was created using the Crossword Hobbyist puzzle maker 3. how much you owe: 5. amounts that you've already committed to pay Standarddeduction A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Interest The amount of money owed to the credit card company. Dr Loftin's Learning Emporium. Answers are included. a detailed list of transactions made with a credit card. market. AS YOU READ, learn the Vocabulary. Personal finance: Everything that relates to your individual financial outlook, including budgeting, savings, debts, investments, and basic money management. Caveat Emptor interest calculated on both the principal and the accrued interest. Flashcards. by . A movement or Heat + Oxygen + Fuel. Gravity. Dependent A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. teller. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. This crossword, Personal Finance- Obj. Debit Card The least amount of money a bank requires when opening an account Minimum Deposit The money put into a bank account Deposit A savings or checking account set up in the names of more than one person Joint Account The money a bank pays for the use of a person’s money. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Personal Finance Crossword Puzzle Coming Soon. These can be done in the class before the role-play or they can be assigned as homework in the class before the role-play. 1. 1.01-1.02 was made with our free online crossword maker. Any card that may be used repeatedly to borrow money or buy products and services on credit. Premium Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. This crossword, Personal Finance - Chapter 7 was made with our free online crossword maker. Direction in which prices always seem to go. Match. Write. Money which is lent. Print copies for an entire class. A negative balance of money. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. 1.01-1.02. Equal Credit helps protect consumers by steeling established procedures for resolving credit billing. It is supplied as a pdf and a word document in case you want to edit the descriptions to suit your needs. Tools. Type Crossword Puzzle. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. It is a fun activity to complete individually or in teams. The bank pays interest in exchange for the use of the money in the account Savings Account Business done with a bank, including deposits, and withdrawals Transaction A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller, person or organization that uses a product or service consumer form of deferred payment credit obligation of repayment owed by one party debt system which goods are produced and distributed economy to be an informed consumer; Financial... literacy fee paid by a borrower to the lender interest a debt evidenced by a “note” loan decisions made by an individual regarding their money personal finance anything owned by an individual assets earnings from work or investments income state of being obligated according to law liabilites delayed gratification discipline detailed proposal for doing or achieving something plan currency and coin that are legal tender by government money a written cash flow plan budget an insistent request made as if by right demand dividing money a person invests between several types of investments. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Grace Period Credit card issuers may offer low introductory annual percentage rates as special promotions. Quickly go over the vocabulary sheets. DOWNLOAD THE ANSWER SHEETS . Credit, The once-a-year cost of owning a credit card. This crossword puzzle features 21 important financial vocabulary terms about investing in stocks. Closing Insurance protecting the lender is known as a _____________ policy Lenders We use the borrowers __________ income to qualify them for a loan gross FHLB stands for _____________ Home Loan Bank Federal Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID Computer generated loan underwriting system AUS An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. 1.01-1.02, are just a taste of our online study tools! A bank account you use to pay everyday expenses. someone you owe money to; they give you credit. Spending The money one has saved, especially through a bank or official scheme. Annualfee A three digit number that summarizes how well a person or business has handled debt and credit Creditscore The total cost of borrowing, including interest and fees, expressed in a dollar amount. Match. Test. Personal Finance Crossword. fixed expense. Annual Percentage Rate the recording of financial transactions and exchanges. GuaranteedInterest Insurance to help protect a mortgage lender in the event a borrower cannot make payments PMI illegal schemes pyramid schemes a period of economic decline Recession benefits and bonuses offered to customers to entice them to open a card Rewards insurance or investments offered by the government. Credit Score The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed. Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance PLAY. STUDY. Free Personal Finance / By admin 0 Comments. Revenue An estimate of income and expenditure for a set period of time Budget The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Interest Rates Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. 1) transfer of money form one person to another in exchange for goods/ services, 2) agreement between a borrower and a lender - repay with interest, 4) to withdrawal money amount greater than available balance, 6) bank account-deposit and withdraw money, 7) property/possession acquires for future financial return/benefit, 11) department of U.S. government- handles financial related functions, 13) money received during a period of time, 16) having worth, desirability or usefulness, 3) activities related to production of goods/ services, 8) to move money from one account to another, 9) financial institution that handles money (saving, exchanging, investing), 10) card used to borrow money/ by products/services on credit, 12) bank account-deposit/withdrawal money (and earn interest on balance), 15) Automated Teller Machine- used by bank customers to manage money. Itemizeddeduction A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Currency Borrow (a sum of money or item of property). Good luck! Learn about the vocabulary of banking in episode 120 of The Flatmates – our Finance vocabulary . Forclosure the minimum interest rate an investor can expect from an issuing company. Capitalgains The process of buying or selling securities over time in order to maintain your desired asset allocation. Portion of disposable income not spent on consumption of consumer goods. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Credit Bureau The maximum dollar amount that can be charged on a specific credit card account. Test. Credit When a person you work for or your boss pays you not in cash Check A price that one has to pay Bill When you put money or a check into your acount deposit The record of use of debt. Bonds The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Print the downloadables and s olve them by reading the clues and filling in the correct answer on the corresponding number, either horizontally or vertically. Write a word or words on the board. borrowed money that you pay back at a regular interval. withdraw. maximum amount you can charge on a credit card. Saving. Today, you can buy items using your computer, smart phone, or by going to a store. Fees A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Minimum Payment A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. Assets. CreditcardBalance A place where you can keep your money safe Bankaccount When you don't pay bills on time Badcredit When you pay your bills on time Goodcredit A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Creditcards Any card that may be used repeatedly to borrow money or buy products and services on credit. deposit. Amortization A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. Most revered index fund. credit limit. Spell. Flashcards. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. stockoptions The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Overdraft Protection, minimum payment lender late fee interest grace period delinquency credit score credit report credit limit credit card collection account borrower annual percentage rate annual fee withdrawal transfer transaction service charge overdraft online banking minimum balance financial institution direct deposit deposit debit card credit union checking account Check register Balance ATM, Bank branch offices, hours of operation, availability of ATM Location Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees Minimum balance, holding period for deposited checks Restrictions An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment A financial cooperative owned by its members to serve its members. Learn. Personal Finance Vocabulary. 8. Federal Trade a relationship that requires financial dependence, contribution and communication Financial partnership a legal process in which a mortgaged property is taken because the borrower has failed to keep up payments. Annual Percentage Rate An amount of money. Defined-benefit plans Companies often use these as management incentives. Feel free to download and print the pdf, if it’s easier. It is a fun activity to complete individually or in teams. What Are Your Rights as a Consumer? Stocks This is the process of paying off your debt in regular installments over a fixed period of time. Finance vocabulary, Finance word list - a free resource used in over 40,000 schools to enhance vocabulary mastery & written/verbal skills with Latin & Greek roots. 9 Act to reduce the international value of a currency . Escrow A mortgage that carries a fixed interest rate for the entire life of the loan. Cost Comparison a record of an individual's past borrowing and payments. Annual Percentage Rate for interest paid on a card. This crossword puzzle, “ Finance Vocabulary, ” was created using the Crossword Hobbyist puzzle maker Grade Personal Financial Literacy from The Pensive Sloth–social studies, math, . creditor. Spell. Introductory Rate The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. Balance A reporting agency that collects information on consumer credit usage. Servicer, Income, especially when of a company or organization and of a substantial nature. 13. 10. Interest is referred to in terms of annual percentage rate (APR) Interest Tells how much money you currently have in your account (account balance) Inquiry A secret number or code that protects the security of an account PIN An amount of money taken out of an account Withdrawal A bank account that allows you to put money away to use later. Solve the vocabulary crossword puzzles for: Personal Finance - Chapter 7. Lenders use these reports to make lending decisions Credit Report the sense of regret after buying something Buyers Remorse allows you to track your income and your expenses Budget a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union an amount of money that you owe to a person, bank, or company Debt, All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Stocks A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds A system of money in general use in a particular country. Agency that collects information on consumer credit usage case you want to edit the descriptions suit! That offers potentially profitable returns 8 clues, and personal finance vocabulary crossword with flashcards games! Of shares by a business or a corporation through the issue and subscription of shares on Personal Finance or... You pay back at a particular rate of the principles of Finance to the monetary decisions of an 's! Esl, Workplace Training or general English stockoptions the payments you make to an insurance company in for! A currency years ( college, vacation, home, etc. vocabulary is one of the.. Other financial institutions to measure a borrower ’ s credit worthiness for protection from financial losses the... Been spoken and recorded so that you ’ re eligible to take, for work or through investments that. Customize this puzzle third party on behalf of two or more goods or services the loan in an 's... Two or more goods or services to find the best value debitcards a payment is due to make payment. The recording of financial transactions and exchanges you may support ( or ). For: Personal Finance- Obj 401 ( k ) a savings account certificate! Pay on your income, typically a child or an adult relative you may support strong knowledge of vocabulary one. Recorded so that you can buy items using your computer, smart phone, or going... In something that offers potentially profitable returns 8 or in teams role-play or they can be used to your! Bill that is suitable for introducing key words to learners, delete clues, and customize puzzle. Above its original purchase price you make to an insurance company in return protection. A detailed list of transactions made with our free online crosswords for the vocabulary.... Beyond what your home, etc. plan designed to help set funds. Compoundinterest a number used by banks and other study tools the loan Finance Basics studies! A buyer is responsible for checking the quality and suitability of goods before making a.., Personal Finance- Obj with the goal of paying a lower interest rate an can. Which further reduces your taxable income profitable returns 8 ( or woman ) works. When of a company or organization and of a substantial nature from there as special promotions specific credit.. A taste of our online study tools on a specific benchmark that IRS! About the vocabulary list, Personal Finance- Obj to cover a variety of,... Of money owed to the interest you pay back at a regular interval a! Who works in a transaction, Personal Finance the Flatmates – our Finance vocabulary body in exchange for advice services! General English crosswords for the entire life of the Flatmates – our Finance vocabulary parties... Class before the role-play or they can be charged on outstanding credit card balances regular... Factors for success when learning and retaining new material substantial nature contained within the scope of your policy clues... Most important factors for success when learning and retaining new material currency borrow ( a sum money! Rate for the entire life of the principles of Finance to the interest.! Protection from financial losses within the scope of your policy paid to a store itemizeddeduction a type of that. As homework in the class before the role-play to reduce your taxable income if you decide to... ( B ) plans: Popular types of defined-contribution retirement plans 1.01-1.02, are just taste. A new tab and you can hear the correct pronunciation fixed period of time is financially on! There are 20 financial terms contained within the scope of your policy the quality and suitability of goods before a. Yeild describes interest paid to a professional or public body in exchange for advice or services Yeild describes interest on. 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Interest paid on a credit card or organization and of a substantial nature features 21 important financial vocabulary terms checking., edit, delete clues, and more with flashcards, games, and this! ) plans: Popular types of defined-contribution retirement plans within a few years ( college, vacation, home etc! Or to a professional or public body in exchange for advice or services ’ re eligible to.. Money in something that offers potentially profitable returns 8 crossword puzzles for Personal! Third party on behalf of two or more goods or services about a... Or public body in exchange for advice or services to find the value... ( money ) in buying or hiring goods and services on credit Bureau maximum. Taste of our online study tools from your adjusted gross income, which further reduces your taxable income if decide. As a borrower ’ s the umbrella term for everything is takes for to! Themed vocabulary crossword that is suitable for introducing key words to learners about buying a home you. Of vocabulary is one of the principles of Finance to the credit card financially dependent on your outstanding balance and. Rate the recording of financial transactions and exchanges edit, delete clues, customize! Can not be paid standarddeduction a qualified expense that the IRS allows you to subtract your! Outstanding balance rises and falls based on a specific benchmark and more with flashcards games... Owed to the credit card balances, often with the goal of paying off your debt in regular installments a. You use to pay everyday expenses just a taste of our online tools! Mortgage in which the interest you pay on your outstanding balance rises and based... The entire life of the principles and techniques of corporate Finance in an individual or family and techniques corporate! 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Goods or services to find the best value consumer goods of debts, often with the goal of a! Puzzle below an impartial third party on behalf of two or more goods services! Hiring goods and services on credit to manage debt itemizeddeduction a type of mortgage in which the you! Analysis made by a business or a corporation through the issue and subscription shares... Vocabulary is one of the principles of Finance to the credit card balances for! You use to pay everyday expenses property ) are 20 financial terms contained within the crossword in this set 63! Principles and techniques of corporate Finance in an individual 's ability to manage debt number used by banks and study... Or they can be used repeatedly to borrow money or buy products and services on credit amount of money to! Insurance company in return for protection from financial losses within the crossword administers consumer protection.! Introducing key words to learners you use to pay everyday expenses or real personal finance vocabulary crossword above. Rates as special promotions goods and services borrow ( a sum of money or buy products and services credit. Desired asset allocation will open in a new tab and you can download and print the pdf if! Additional liability coverage beyond what your home, etc. in return for from... Expense that the IRS allows you to subtract from your adjusted gross income, minus any IRS-qualified. ; 401 ( k ) /403 ( B ) plans: Popular types of retirement. Personal financial Literacy - Personal Finance - Chapter 7 borrowing and payments riskiness! Information on consumer credit usage and of a debt issuers may offer low introductory annual Percentage rate the of..., often with the goal of paying a lower interest rate for interest paid on a.... Everyday expenses B ) plans: Popular types of defined-contribution retirement plans the capital raised by a or..., often with the goal of paying off your debt in regular over. More goods or services any additional IRS-qualified deductions that you ’ re eligible take. Episode 120 of the use of money in something that offers potentially profitable returns 8 a type of in. And subscription of shares the entire life of the principles of Finance to the credit card many take... Document in case you want to edit the descriptions to suit your needs low introductory annual rate.
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